{
    "COMMON": {
        "APP_NAME": "Family Expense Tracker",
        "LOADING": "Loading...",
        "ERROR": "Error",
        "SUCCESS": "Success",
        "CANCEL": "Cancel",
        "SAVE": "Save",
        "DELETE": "Delete",
        "EDIT": "Edit",
        "ADD": "Add",
        "CLOSE": "Close",
        "LOGOUT": "Logout",
        "LOGIN": "Login",
        "SAVE_CHANGES": "Save Changes",
        "CANCEL_EDIT": "Cancel Edit",
        "MONEY_MANAGER": "Family Expense Tracker",
        "SETTINGS": "Settings",
        "SEARCH": "Search",
        "CONFIRM": "Confirm",
        "SAVING": "Saving...",
        "SIGN_IN": "Sign In"
    },
    "NAVIGATION": {
        "NAV_SECTION": "Navigation",
        "DASHBOARD": "Dashboard",
        "ACCOUNTS": "Accounts",
        "TRANSACTIONS": "Transactions",
        "CATEGORIES": "Categories",
        "SUMMARY": "Summary",
        "BUDGETS": "Budgets",
        "GOALS": "Goals",
        "REPORTS": "Reports",
        "PROFILE": "Profile",
        "HOME": "Home",
        "CLOSE_SIDEBAR": "Close sidebar",
        "OPEN_SIDEBAR": "Open sidebar",
        "TAX": "Tax",
        "RECURRING": "Recurring",
        "EXPENSE": "Expense",
        "TOOLS": "Tools",
        "ACCOUNT": "Account",
        "ADMIN": "Admin",
        "SPLITWISE": "Splitwise",
        "GOOGLE_SHEETS": "Sync with Google Sheets",
        "OPENAI": "OpenAI Integration",
        "NOTIFICATIONS_NAV": "Notifications",
        "FEEDBACK": "Feedback & Support",
        "ADMIN_PANEL": "Admin Panel",
        "LOAN_CALCULATOR": "Loan Calculator",
        "BACKUP_RESTORE": "Backup & Restore",
        "GITHUB_SUPPORT": "GitHub Repo",
        "GROUP_SELECTION": "All Family Groups",
        "AUTO_SYNC": "Auto Sync",
        "MANAGE_DESKTOP": "Manage from Desktop",
        "NOTES": "Notes"
    },
    "LOAN_CALCULATOR": {
        "TITLE": "Personal Loan Calculator",
        "SUBTITLE": "Take Out the Guess Work from Financial Planning. Calculate your EMIs now!",
        "LOAN_DETAILS": "Loan Details",
        "LOAN_AMOUNT": "Loan Amount",
        "INTEREST_RATE": "Interest Rate (per year)",
        "LOAN_TENURE": "Loan Tenure",
        "MONTHS": "Months",
        "YEARS": "Years",
        "MONTHLY_EMI": "Monthly EMI",
        "TOTAL_INTEREST": "Total Interest",
        "TOTAL_AMOUNT": "Total Amount",
        "PRINCIPAL_VS_INTEREST": "Principal vs Interest",
        "PRINCIPAL": "Principal",
        "INTEREST": "Interest",
        "RESET_DEFAULTS": "Reset to Defaults",
        "COPY_LINK": "Copy Shareable Link",
        "LINK_COPIED": "Link copied to clipboard!",
        "PROCESSING_CHARGES": "Processing Charges"
    },
    "PROFILE": {
        "PERSONAL_INFO": "Personal Information",
        "PREFERENCES": "Preferences",
        "ACCOUNT_ACTIONS": "Account Actions",
        "FIRST_NAME": "First Name",
        "LAST_NAME": "Last Name",
        "EMAIL": "Email",
        "PHONE": "Phone Number",
        "DOB": "Date of Birth",
        "OCCUPATION": "Occupation",
        "MONTHLY_INCOME": "Monthly Income",
        "DEFAULT_CURRENCY": "Default Currency",
        "TIMEZONE": "Timezone",
        "LANGUAGE": "Language",
        "COUNTRY": "Country/Region",
        "NOTIFICATIONS": "Push Notifications",
        "EMAIL_UPDATES": "Email Updates",
        "VIEW_MODE": "Category List View",
        "CHANGE_PASSWORD": "Change Password",
        "EXPORT_DATA": "Export Data",
        "DELETE_ACCOUNT": "Delete Account",
        "MEMBER_SINCE": "Member since",
        "EDIT_PROFILE": "Edit Profile",
        "NOTIFICATIONS_DESC": "Receive notifications about important updates",
        "HAPTIC_FEEDBACK": "Haptic Feedback",
        "HAPTIC_FEEDBACK_DESC": "Vibrate on success, error, and navigation actions",
        "EMAIL_UPDATES_DESC": "Receive weekly financial summaries via email",
        "VIEW_MODE_DESC": "Display categories in list view instead of grid view",
        "CHANGE_PASSWORD_DESC": "Update your account password for better security",
        "EXPORT_DATA_DESC": "Download all your financial data as a backup",
        "IMPORT_DATA": "Import Data",
        "IMPORT_DATA_DESC": "Restore your data from a backup file",
        "DELETE_ACCOUNT_DESC": "Permanently delete your account and all associated data",
        "FIRST_NAME_REQUIRED": "First name is required",
        "LAST_NAME_REQUIRED": "Last name is required",
        "EMAIL_REQUIRED": "Email is required",
        "EMAIL_INVALID": "Please enter a valid email",
        "PHONE_INVALID": "Please enter a valid phone number",
        "INCOME_NEGATIVE": "Income cannot be negative",
        "LOADING_PROFILE": "Loading profile...",
        "FIRST_NAME_MINLENGTH": "First name must be at least 2 characters",
        "LAST_NAME_MINLENGTH": "Last name must be at least 2 characters",
        "APP_VIEW": "App View",
        "APP_VIEW_WEEKLY": "Weekly",
        "APP_VIEW_MONTHLY": "Monthly",
        "APP_VIEW_YEARLY": "Yearly",
        "DOWNLOAD_DATA": "Download Data"
    },
    "USER_MENU": {
        "VIEW_PROFILE": "View Profile",
        "PROFILE_SETTINGS": "Profile Settings",
        "DARK_MODE": "Dark Mode",
        "FAMILY_MODE": "Family Mode",
        "CACHE_MGMT": "Update App",
        "SHARE_APP": "Share App",
        "HELP": "Help",
        "SYNC_CLOUD": "Sync to Cloud",
        "SIGN_OUT": "Sign Out",
        "EXIT_GUEST": "Exit Guest Mode",
        "DEFAULT_USER": "User"
    },
    "DASHBOARD": {
        "MANAGE_FINANCES": "Manage your finances",
        "WELCOME_BACK": "Welcome Back!",
        "YOU_SPEND": "You Spend",
        "YOU_EARN": "You Earn",
        "NET_BALANCE": "Net Balance",
        "THIS_MONTH": "This Month",
        "LAST_MONTH": "Last Month",
        "QUICK_ACTIONS": "Quick Actions",
        "RECENT_TRANSACTIONS": "Recent Transactions",
        "UPCOMING_BILLS": "Upcoming Bills",
        "SAVINGS_GOAL": "Savings Goal"
    },
    "AUTH": {
        "SIGN_IN": "Sign In",
        "SIGN_UP": "Sign Up",
        "SIGN_OUT": "Sign Out",
        "FORGOT_PASSWORD": "Forgot Password?",
        "RESET_PASSWORD": "Reset Password",
        "EMAIL_PLACEHOLDER": "Enter your email",
        "PASSWORD_PLACEHOLDER": "Enter your password",
        "CONFIRM_PASSWORD": "Confirm Password",
        "NAME_PLACEHOLDER": "Enter your name",
        "LOGIN_SUCCESS": "Successfully signed in",
        "LOGIN_ERROR": "Failed to sign in",
        "SIGNUP_SUCCESS": "Successfully signed up",
        "SIGNUP_ERROR": "Failed to sign up",
        "SESSION_EXPIRED": "Session expired. Please sign in again.",
        "INVALID_CREDENTIALS": "Invalid email or password",
        "PASSWORD_MISMATCH": "Passwords do not match",
        "EMAIL_REQUIRED": "Email is required",
        "PASSWORD_REQUIRED": "Password is required",
        "NAME_REQUIRED": "Name is required",
        "SIGN_IN_WITH_GOOGLE": "Sign in with Google"
    },
    "TRANSACTIONS": {
        "ADD_TRANSACTION": "Add Transaction",
        "EDIT_TRANSACTION": "Edit Transaction",
        "DELETE_TRANSACTION": "Delete Transaction",
        "TRANSACTION_HISTORY": "Transaction History",
        "MANAGE_TRANSACTIONS": "Manage and track your financial transactions",
        "PAYEE": "Payee",
        "PAYEE_PLACEHOLDER": "Enter payee name",
        "AMOUNT_PLACEHOLDER": "Enter amount",
        "CATEGORY_PLACEHOLDER": "Select category",
        "DATE_PLACEHOLDER": "Select date",
        "NOTES_PLACEHOLDER": "Add notes (optional)",
        "NO_TRANSACTIONS": "No transactions yet",
        "NO_TRANSACTIONS_MESSAGE": "Start by adding your first transaction to track your finances.",
        "TRANSACTION_ADDED": "Transaction added successfully",
        "TRANSACTION_UPDATED": "Transaction updated successfully",
        "TRANSACTION_DELETED": "Transaction deleted successfully",
        "CONFIRM_DELETE": "Delete Transaction",
        "CONFIRM_DELETE_MESSAGE": "Are you sure you want to delete this transaction?"
    },
    "MESSAGES": {
        "NETWORK_ERROR": "Network error. Please check your connection.",
        "SERVER_ERROR": "Server error. Please try again later.",
        "VALIDATION_ERROR": "Please check your input and try again.",
        "DATA_SAVED": "Data saved successfully",
        "DATA_DELETED": "Data deleted successfully",
        "CHANGES_DISCARDED": "Changes discarded",
        "UNSAVED_CHANGES": "You have unsaved changes",
        "CONFIRM_DISCARD": "Discard Changes",
        "CONFIRM_DISCARD_MESSAGE": "Are you sure you want to discard your changes?"
    },
    "BACKUP": {
        "TITLE": "Backup & Restore",
        "DESCRIPTION": "Securely manage your app data locally. Backup your data to a file and restore it whenever needed.",
        "EXPORT_TITLE": "Export Data",
        "EXPORT_SUBTITLE": "Download your data as a JSON file",
        "EXPORT_INFO": "When you export your data, a single JSON file will be downloaded to your device containing all your transactions, categories, accounts, and settings.",
        "EXPORT_ITEM_ALL_DATA": "Includes all app data",
        "EXPORT_ITEM_LOCAL_ONLY": "100% private and local",
        "EXPORT_ITEM_JSON": "Human-readable JSON format",
        "EXPORT_BUTTON": "Export Backup",
        "EXPORT_SUCCESS": "Backup exported successfully",
        "EXPORT_FAILED": "Failed to export backup",
        "IMPORT_TITLE": "Restore Data",
        "IMPORT_SUBTITLE": "Upload a previously exported backup file",
        "CHOOSE_FILE": "Click or drag backup file here (.json)",
        "IMPORT_MERGE": "Merge Data",
        "IMPORT_REPLACE": "Replace Existing",
        "IMPORT_WARNING": "Replacing will permanently delete all current data before restoring.",
        "IMPORT_SUCCESS": "Data restored successfully. App will now reload.",
        "IMPORT_FAILED": "Failed to restore data",
        "INVALID_FILE_TYPE": "Please select a valid JSON backup file",
        "INVALID_FORMAT": "Backup file format is invalid",
        "INCOMPATIBLE_VERSION": "Backup file version is incompatible",
        "PARSE_ERROR": "Error parsing backup file",
        "PROCESSING": "Processing data...",
        "SECURITY_NOTE": "Your data never leaves your device. All backup and restore operations are performed locally.",
        "CONFIRM_REPLACE_TITLE": "Replace All Data?",
        "CONFIRM_REPLACE_MSG": "This will PERMANENTLY DELETE all your current transactions, accounts, and settings and replace them with the data from the backup. Are you sure?",
        "CONFIRM_MERGE_TITLE": "Merge Data?",
        "CONFIRM_MERGE_MSG": "This will add data from the backup to your current data. Duplicate items will be updated. Are you sure?"
    },
    "LANDING": {
        "HERO_TITLE": "Manage & Track Your",
        "HERO_TITLE_HIGHLIGHT": "Finances",
        "HERO_SUBTITLE": "Easily track spending, set budgets, and grow your savings with our intuitive money management tools.",
        "START_USING": "Start Using Now",
        "VIEW_DEMO": "View Demo",
        "SECURITY_BADGE": "Bank-grade security",
        "SYNC_BADGE": "Syncs securely",
        "FEATURES_TITLE": "What You Can Do",
        "FEATURES_SUBTITLE": "Everything you need to take control of your financial life, all in one place.",
        "HOW_WORKS_TITLE": "Getting Started is Easy",
        "HOW_WORKS_SUBTITLE": "Start your journey to financial freedom in just a few minutes.",
        "ACCESS_TITLE": "Access Everywhere,",
        "ACCESS_TITLE_HIGHLIGHT": "Anytime",
        "ACCESS_SUBTITLE": "Manage your finances from your laptop, tablet, or mobile phone. Our responsive design ensures a seamless experience across all your devices, so you can track expenses on the go or analyze your budget at home.",
        "LOGIN_WEB_APP": "Login to Web App",
        "FEATURES_LIST": {
            "CONNECT_BANK_TITLE": "Connect Bank",
            "CONNECT_BANK_DESC": "Securely connect your bank accounts for automatic transaction tracking and real-time balance updates.",
            "SMART_BUDGETING_TITLE": "Smart Budgeting",
            "SMART_BUDGETING_DESC": "Create and manage budgets with intelligent spending alerts to keep you on track.",
            "SUB_CATEGORY_TITLE": "Sub Category",
            "SUB_CATEGORY_DESC": "Create and manage sub categories to track your spending.",
            "REAL_TIME_INSIGHTS_TITLE": "Real-Time Insights",
            "REAL_TIME_INSIGHTS_DESC": "Get instant financial insights and trends with beautiful charts and analytics.",
            "GOAL_TRACKING_TITLE": "Goal Tracking",
            "GOAL_TRACKING_DESC": "Set savings goals and track your progress with visual milestones.",
            "OFFLINE_ACCESS_TITLE": "Offline Access",
            "OFFLINE_ACCESS_DESC": "Access your data anytime, even without an internet connection.",
            "MULTIPLE_CURRENCY_TITLE": "Multiple Currency Support",
            "MULTIPLE_CURRENCY_DESC": "Manage your finances in multiple currencies with ease.",
            "PWA_TITLE": "PWA - Multi-Platform Support",
            "PWA_DESC": "Access your data on multiple devices web, android and ios",
            "SECURE_PRIVATE_TITLE": "Secure & Private",
            "SECURE_PRIVATE_DESC": "Your financial data is protected with industry-standard security measures.",
            "CLOUD_SYNC_TITLE": "Cloud Sync",
            "CLOUD_SYNC_DESC": "Sync your data across all your devices with ease."
        },
        "HOW_IT_WORKS_STEPS": {
            "STEP_1_TITLE": "Download & Sign Up",
            "STEP_1_DESC": "Get the app from App Store or Play Store and create your account in seconds.",
            "STEP_2_TITLE": "Set Your Goals",
            "STEP_2_DESC": "Define your financial goals and create personalized budgets.",
            "STEP_3_TITLE": "Track & Grow",
            "STEP_3_DESC": "Monitor your progress and watch your savings grow with smart insights."
        },
        "SCREENSHOTS": {
            "DASHBOARD_TITLE": "Dashboard Overview",
            "DASHBOARD_DESC": "Get a complete view of your finances at a glance",
            "ANALYTICS_TITLE": "Smart Analytics",
            "ANALYTICS_DESC": "Beautiful charts and insights to understand your spending",
            "GOALS_TITLE": "Goal Tracking",
            "GOALS_DESC": "Set and track your financial goals with visual progress"
        }
    },
    "CONTACT_FORM": {
        "TITLE": "Get in Touch",
        "SUBTITLE": "Have questions? suggestions? or just want to say hi? We'd love to hear from you.",
        "NAME_LABEL": "Name",
        "NAME_PLACEHOLDER": "Your name",
        "NAME_REQUIRED": "Name is required",
        "EMAIL_LABEL": "Email",
        "EMAIL_PLACEHOLDER": "you@example.com",
        "EMAIL_INVALID": "Valid email is required",
        "MESSAGE_LABEL": "Message",
        "MESSAGE_PLACEHOLDER": "How can we help you?",
        "MESSAGE_MINLENGTH": "Message must be at least 10 characters",
        "SEND_BUTTON": "Send Message",
        "SENDING": "Sending..."
    },
    "PRE_FOOTER": {
        "COPYRIGHT": "All rights reserved.",
        "PRIVACY_POLICY": "Privacy Policy",
        "TERMS_OF_SERVICE": "Terms of Service",
        "CONTACT": "Contact"
    },
    "PRE_LOGIN_HEADER": {
        "FEATURES": "Features",
        "HOW_IT_WORKS": "How it Works",
        "SIGN_IN": "Sign In"
    },
    "TERMS": {
        "TITLE": "Terms & Conditions",
        "LAST_UPDATED": "Last updated:",
        "INTRODUCTION_TITLE": "Introduction",
        "INTRODUCTION_TEXT_1": "Welcome to Money Manager. These Terms and Conditions (\"Terms\") govern your use of our money management application and services. By accessing or using our application, you agree to be bound by these Terms.",
        "INTRODUCTION_TEXT_2": "If you do not agree with any part of these Terms, you may not access or use our application.",
        "ACCEPTANCE_TITLE": "Acceptance of Terms",
        "ACCEPTANCE_TEXT_1": "By creating an account, downloading, installing, or using the Money Manager application, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.",
        "ACCEPTANCE_TEXT_2": "These Terms constitute a legally binding agreement between you and Money Manager regarding your use of our services.",
        "DESCRIPTION_TITLE": "Description of Service",
        "DESCRIPTION_TEXT_1": "Money Manager is a personal finance management application that allows users to:",
        "DESCRIPTION_LIST_1": "Track income and expenses",
        "DESCRIPTION_LIST_2": "Manage multiple accounts and budgets",
        "DESCRIPTION_LIST_3": "Set financial goals and monitor progress",
        "DESCRIPTION_LIST_4": "Generate financial reports and insights",
        "DESCRIPTION_LIST_5": "Categorize transactions",
        "DESCRIPTION_LIST_6": "Import and export financial data",
        "DESCRIPTION_TEXT_2": "We reserve the right to modify, suspend, or discontinue any part of our service at any time with reasonable notice.",
        "ACCOUNTS_TITLE": "User Accounts",
        "ACCOUNTS_SUBTITLE_1": "Account Creation",
        "ACCOUNTS_TEXT_1": "To use our services, you must create an account by providing accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials.",
        "ACCOUNTS_SUBTITLE_2": "Account Responsibilities",
        "ACCOUNTS_LIST_1": "You are responsible for all activities that occur under your account",
        "ACCOUNTS_LIST_2": "You must notify us immediately of any unauthorized use of your account",
        "ACCOUNTS_LIST_3": "You must be at least 18 years old to create an account",
        "ACCOUNTS_LIST_4": "You may not share your account credentials with others",
        "ACCOUNTS_LIST_5": "You are responsible for maintaining the security of your device",
        "USE_TITLE": "Acceptable Use",
        "USE_TEXT_1": "You agree to use our application only for lawful purposes and in accordance with these Terms. You agree not to:",
        "USE_LIST_1": "Use the service for any illegal or unauthorized purpose",
        "USE_LIST_2": "Attempt to gain unauthorized access to our systems or other users' accounts",
        "USE_LIST_3": "Interfere with or disrupt the service or servers",
        "USE_LIST_4": "Upload or transmit viruses, malware, or other harmful code",
        "USE_LIST_5": "Violate any applicable laws or regulations",
        "USE_LIST_6": "Use the service to store or transmit illegal content",
        "USE_LIST_7": "Reverse engineer, decompile, or disassemble the application",
        "FINANCIAL_TITLE": "Financial Information",
        "FINANCIAL_SUBTITLE_1": "Data Accuracy",
        "FINANCIAL_TEXT_1": "You are responsible for the accuracy and completeness of all financial information you enter into the application. We are not responsible for any errors, omissions, or inaccuracies in your financial data.",
        "FINANCIAL_SUBTITLE_2": "No Financial Advice",
        "FINANCIAL_TEXT_2": "Money Manager is a financial tracking tool and does not provide financial advice, investment recommendations, or tax advice. You should consult with qualified professionals for financial, investment, or tax advice.",
        "FINANCIAL_SUBTITLE_3": "Third-Party Services",
        "FINANCIAL_TEXT_3": "Our application may integrate with third-party financial institutions or services. We are not responsible for the accuracy, availability, or security of these third-party services.",
        "PRIVACY_TITLE": "Privacy and Data Protection",
        "PRIVACY_TEXT_1": "Your privacy is important to us. Our collection and use of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.",
        "PRIVACY_TEXT_2": "By using our service, you consent to the collection and use of your information as described in our Privacy Policy.",
        "SUBSCRIPTION_TITLE": "Subscription and Payment",
        "SUBSCRIPTION_SUBTITLE_1": "Free and Premium Plans",
        "SUBSCRIPTION_TEXT_1": "We offer both free and premium subscription plans. Premium features require a paid subscription. Subscription fees are billed in advance and are non-refundable except as required by law.",
        "SUBSCRIPTION_SUBTITLE_2": "Payment Terms",
        "SUBSCRIPTION_LIST_1": "All fees are exclusive of applicable taxes",
        "SUBSCRIPTION_LIST_2": "Subscriptions automatically renew unless cancelled",
        "SUBSCRIPTION_LIST_3": "You may cancel your subscription at any time",
        "SUBSCRIPTION_LIST_4": "No refunds for partial months or unused periods",
        "SUBSCRIPTION_LIST_5": "We may change subscription fees with 30 days' notice",
        "IP_TITLE": "Intellectual Property",
        "IP_TEXT_1": "The Money Manager application, including its content, features, and functionality, is owned by us and is protected by copyright, trademark, and other intellectual property laws.",
        "IP_TEXT_2": "You may not copy, modify, distribute, sell, or lease any part of our application without our written permission.",
        "IP_TEXT_3": "You retain ownership of your financial data and content, but grant us a license to use it to provide our services.",
        "LIABILITY_TITLE": "Limitation of Liability",
        "LIABILITY_TEXT_1": "To the maximum extent permitted by law, Money Manager shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:",
        "LIABILITY_LIST_1": "Loss of profits, data, or use",
        "LIABILITY_LIST_2": "Business interruption",
        "LIABILITY_LIST_3": "Financial losses",
        "LIABILITY_LIST_4": "Security breaches",
        "LIABILITY_LIST_5": "Service interruptions",
        "LIABILITY_TEXT_2": "Our total liability shall not exceed the amount you paid for our services in the 12 months preceding the claim.",
        "DISCLAIMERS_TITLE": "Disclaimers",
        "DISCLAIMERS_TEXT_1": "THE SERVICE IS PROVIDED \"AS IS\" AND \"AS AVAILABLE\" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:",
        "DISCLAIMERS_LIST_1": "Warranties of merchantability or fitness for a particular purpose",
        "DISCLAIMERS_LIST_2": "Warranties that the service will be uninterrupted or error-free",
        "DISCLAIMERS_LIST_3": "Warranties regarding the accuracy or reliability of financial data",
        "DISCLAIMERS_LIST_4": "Warranties that defects will be corrected",
        "TERMINATION_TITLE": "Termination",
        "TERMINATION_TEXT_1": "We may terminate or suspend your account and access to our services at any time, with or without cause, with or without notice.",
        "TERMINATION_TEXT_2": "Upon termination, your right to use the service will cease immediately. We may delete your account and data, though we will provide reasonable notice before permanent deletion.",
        "TERMINATION_TEXT_3": "You may terminate your account at any time by contacting us or using the account deletion feature in the application.",
        "GOVERNING_TITLE": "Governing Law",
        "GOVERNING_TEXT_1": "These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising from these Terms or your use of our service shall be resolved in the courts of Goa, India.",
        "CHANGES_TITLE": "Changes to These Terms",
        "CHANGES_TEXT_1": "We reserve the right to modify these Terms at any time. We will notify you of any changes by:",
        "CHANGES_LIST_1": "Posting the updated Terms in the application",
        "CHANGES_LIST_2": "Sending you an email notification",
        "CHANGES_LIST_3": "Displaying a notice when you next access the service",
        "CHANGES_TEXT_2": "Your continued use of the service after any changes constitutes acceptance of the updated Terms.",
        "CONTACT_TITLE": "Contact Us",
        "CONTACT_TEXT_1": "If you have any questions about these Terms and Conditions, please contact us:",
        "CONTACT_EMAIL": "Email:",
        "CONTACT_ADDRESS": "Address:",
        "CONTACT_RESPONSE": "Response Time:",
        "CONTACT_RESPONSE_TEXT": "We aim to respond to all inquiries within 48 hours.",
        "FOOTER_TEXT": "These Terms and Conditions are effective as of"
    },
    "PRIVACY": {
        "TITLE": "Privacy Policy",
        "LAST_UPDATED": "Last updated:",
        "INTRODUCTION_TITLE": "Introduction",
        "INTRODUCTION_TEXT_1": "Money Manager (\"we,\" \"our,\" or \"us\") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our money management application.",
        "INTRODUCTION_TEXT_2": "By using our application, you agree to the collection and use of information in accordance with this policy.",
        "COLLECT_TITLE": "Information We Collect",
        "COLLECT_SUBTITLE_1": "Personal Information",
        "COLLECT_LIST_1": "Name and email address when you create an account",
        "COLLECT_LIST_2": "Profile information you choose to provide",
        "COLLECT_LIST_3": "Financial data you input (transactions, budgets, goals)",
        "COLLECT_LIST_4": "Account preferences and settings",
        "COLLECT_SUBTITLE_2": "Usage Information",
        "COLLECT_LIST_5": "App usage patterns and features accessed",
        "COLLECT_LIST_6": "Device information and browser type",
        "COLLECT_LIST_7": "IP address and general location data",
        "COLLECT_LIST_8": "Error logs and performance data",
        "USE_TITLE": "How We Use Your Information",
        "USE_LIST_1": "Provide and maintain our money management services",
        "USE_LIST_2": "Process your transactions and financial data",
        "USE_LIST_3": "Generate reports and insights about your finances",
        "USE_LIST_4": "Improve our application and user experience",
        "USE_LIST_5": "Send important updates and notifications",
        "USE_LIST_6": "Provide customer support and respond to inquiries",
        "USE_LIST_7": "Ensure security and prevent fraud",
        "STORAGE_TITLE": "Data Storage and Security",
        "STORAGE_TEXT_1": "We implement industry-standard security measures to protect your personal and financial information:",
        "STORAGE_LIST_1": "End-to-end encryption for sensitive data",
        "STORAGE_LIST_2": "Secure cloud storage with regular backups",
        "STORAGE_LIST_3": "Multi-factor authentication for account access",
        "STORAGE_LIST_4": "Regular security audits and updates",
        "STORAGE_LIST_5": "Limited access to personal data by authorized personnel only",
        "STORAGE_TEXT_2": "Your data is stored securely and we never share your financial information with third parties without your explicit consent.",
        "SHARING_TITLE": "Data Sharing",
        "SHARING_TEXT_1": "We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:",
        "SHARING_LIST_1": "With your explicit consent",
        "SHARING_LIST_2": "To comply with legal obligations",
        "SHARING_LIST_3": "To protect our rights and prevent fraud",
        "SHARING_LIST_4": "With trusted service providers who assist in app operations (under strict confidentiality agreements)",
        "RIGHTS_TITLE": "Your Rights",
        "RIGHTS_TEXT_1": "You have the following rights regarding your personal information:",
        "RIGHTS_LIST_1": "Access:",
        "RIGHTS_LIST_1_DESC": "Request a copy of your personal data",
        "RIGHTS_LIST_2": "Correction:",
        "RIGHTS_LIST_2_DESC": "Update or correct inaccurate information",
        "RIGHTS_LIST_3": "Deletion:",
        "RIGHTS_LIST_3_DESC": "Request deletion of your account and data",
        "RIGHTS_LIST_4": "Portability:",
        "RIGHTS_LIST_4_DESC": "Export your data in a standard format",
        "RIGHTS_LIST_5": "Opt-out:",
        "RIGHTS_LIST_5_DESC": "Unsubscribe from marketing communications",
        "COOKIES_TITLE": "Cookies and Tracking",
        "COOKIES_TEXT_1": "We use cookies and similar technologies to:",
        "COOKIES_LIST_1": "Remember your preferences and settings",
        "COOKIES_LIST_2": "Analyze app usage and performance",
        "COOKIES_LIST_3": "Provide personalized features",
        "COOKIES_LIST_4": "Ensure security and prevent fraud",
        "COOKIES_TEXT_2": "You can control cookie settings through your browser preferences.",
        "CHILDREN_TITLE": "Children's Privacy",
        "CHILDREN_TEXT_1": "Our application is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.",
        "CHANGES_TITLE": "Changes to This Privacy Policy",
        "CHANGES_TEXT_1": "We may update this Privacy Policy from time to time. We will notify you of any changes by:",
        "CHANGES_LIST_1": "Posting the new Privacy Policy on this page",
        "CHANGES_LIST_2": "Sending you an email notification",
        "CHANGES_LIST_3": "Displaying a notice in the application",
        "CHANGES_TEXT_2": "Your continued use of the application after any changes constitutes acceptance of the updated Privacy Policy.",
        "CONTACT_TITLE": "Contact Us",
        "CONTACT_TEXT_1": "If you have any questions about this Privacy Policy or our data practices, please contact us:",
        "CONTACT_EMAIL": "Email:",
        "CONTACT_ADDRESS": "Address:",
        "CONTACT_RESPONSE": "Response Time:",
        "CONTACT_RESPONSE_TEXT": "We aim to respond to all privacy-related inquiries within 48 hours.",
        "FOOTER_TEXT": "This Privacy Policy is effective as of"
    },
    "GREETINGS": {
        "GOOD_MORNING": "Good morning",
        "GOOD_AFTERNOON": "Good afternoon",
        "GOOD_EVENING": "Good evening",
        "GOOD_NIGHT": "Good night",
        "LOADING_MESSAGES": [
            "Preparing your financial dashboard...",
            "Gathering your latest transactions...",
            "Calculating your wealth insights...",
            "Organizing your budget categories...",
            "Making things look beautiful for you...",
            "Just a few more seconds...",
            "Almost ready to crunch those numbers...",
            "Ready when you are!"
        ],
        "CHAT_PLACEHOLDERS": [
            "Spent ₹500 on dinner",
            "Received ₹50000 Salary",
            "What is my balance?",
            "Highest expense this week?",
            "Compare Food vs Fuel",
            "Monthly spending report",
            "Show my loan summary",
            "Ask about finances..."
        ]
    }
}